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Insurance Coverage |
Overview |
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Trip Cancellation 100% of Trip Cost |
Provides reimbursement for forfeited, prepaid, non-refundable, and non-refunded published payments that your guest paid for their unused trip if they are prevented from taking their trip due to a covered reason. |
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Trip Interruption 150% of Trip Cost |
Provides reimbursement of forfeited, prepaid, non-refundable, and non-refunded published payments that your guest paid for their unused land or water arrangements if their trip is interrupted due to a covered reason. Also provides reimbursement for the additional transportation cost to return home or rejoin their group. |
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Travel Delay $600 per person $200 per person per day |
Provides reimbursement for reasonable additional expenses incurred by your guest for accommodations, meals, telephone calls, local transportation, vehicle parking charges, and pet kennel fees if and while your guest is delayed 12 consecutive hours or more during their trip due to a covered reason. |
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Baggage $1,000 per person |
Provides coverage for loss, theft, or damage to your guest’s baggage and covered personal effects during their trip. |
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Baggage Delay $1,000 per person |
Provides reimbursement for the purchase of necessary clothing and toiletry items if your guest’s baggage is delayed by a common carrier for more than 24 hours during their trip. |
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Medical and Dental $25,000 per person $2,000 Emergency Dental Expense $1,000 No Out-of-Pocket Medical Expense Telemedicine Service Included |
Provides coverage for certain necessary medical and emergency dental care expenses if your guest gets sick or accidentally injured while on their trip. Coverage is in excess of your guest’s standard coverage, except where prohibited. |
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Emergency Assistance and Transportation $1,000,000 per plan $10,000 Companion Hospitality Expenses |
Benefits include emergency transportation to the nearest suitable hospital, help to return home if medically necessary, and expenses for a companion to visit your guest if they are traveling alone and are hospitalized for more than seven days. |
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Accidental Death & Dismemberment - Travel Accident $100,000 per plan |
Provides coverage if your guest is injured by an accident, which occurs while they are on their trip, and they suffer the loss of life, one or both hands, one or both feet, and/or sight in one or both eyes within 365 days of the accident. |
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Rental Car Damage $25,000 per plan |
Provides primary coverage if your guest’s rental car is damaged due to collision, fire, flood, theft, vandalism, windstorm, or hail. |
24/7 assistance with unexpected problems during your guest’s trip.
Guidance and services before your guest leaves home and during their trip.
Includes pre-trip assistance and help with: scheduling golf tee times; ticketing for entertainment and other special events; making restaurant, airline, and rental car reservations; and more.
A service that provides assistance when your guest’s identity has been compromised while traveling. This service is automatically included for a full 180 days starting on your guest’s scheduled departure date. ID Theft Resolution does not include, and shall not assist your guest for thefts involving non-U.S. bank accounts.
Provides 24-Hour Roadside Assistance in the United States, Puerto Rico, and Canada, which includes:
Note: Per person plan limits are also subject to plan maximums.
If your guest develops an acute illness while traveling that requires treatment by a physician, we can schedule a medical visit with an in-network physician, when available, and guarantee payment up to $1,000 to the physician for the medical visit. This service does not apply to Dental Covered Expenses.
Instantly connects your guest with a network of physicians for information, advice, and treatment, including prescription medication, when appropriate. Telemedicine services are available during your guest’s domestic or international trip. Limitations may exist on the availability of prescription medication outside of the U.S.
Eligibility: This plan is available to U.S. residents.
When to Buy: Any time before the trip departure date. Prior to or within 24 hours of final payment to qualify for coverage for pre-existing medical conditions.
What to Insure: Guests should insure their prepaid, non-refundable reservation costs. We recommend insuring any additional prepaid, non-refundable trip costs as well, such as flights, additional lodging, event tickets, spa packages, etc.
Coverage for Pre-Existing Medical Conditions: Guests are eligible for coverage for pre-existing medical conditions if they purchase their plan prior to or within 24 hours of final payment and are medically able to travel when they buy their plan.
Final Payment: The date, prior to the date that your guest is scheduled to go on their trip, when all outstanding payments for your guest’s travel arrangements are paid, or the date that such payments are contractually due to be paid, whichever is earlier.
